The You First Blog

Confidence is the main ingredient currently missing and the reason for such market volatility.  Until we have consumer and investor confidence that we have seen the worst, and better days are ahead, we will not have the lift we need to bring stock prices back in line with true company valuations. Media and street talk… Read More

While the current economic crisis is the most serious in the life of most of us it pales in comparison to The Great Depression suffered in the late 20’s through the 30’s.  There are a lot of significant differences bewtween then and now: By June 1932 the collapse of the stock market on the New… Read More

Economists see indicators now clear

November 17, 2008
Odette Morin

Is the worst really behind us? The Financial Post published a report on Tuesday November 11, from University of Toronto economists which summarize well what we have been reading and hearing from the past few weeks regarding the current state of the World economies. They report that “the World Equity markets are likely near their… Read More

What rate of return can you expect and more importantly, what should you factor in your cash flow spreadsheet analysis? It all depends on your asset allocation. The danger is to be too optimistic. The question is not only how much return do you want from your portfolio or how successful will you be with… Read More

You have worked all your life, accumulated a sizeable nest egg and you now feel ready for the next chapter of your life; Retirement. That can be a scary word for many people. That’s understandable. There is no room for error when planning a lifetime of cash flow. That’s where retirement planners like us can… Read More