Great article for you to read.  We could not have said it better.

By Manuel Schiffres, Executive Editor, Kiplinger’s Personal Finance

October 4, 2009

Lesson 1. The stock market turns up when pessimism is rampant.

Lesson 2. A bear market associated with a recession almost always ends in the middle of the economic downturn.

Lesson 3. Don’t obsess over earnings; they always lag the stock market.

Lesson 4. Don’t underestimate the power of government intervention

Lesson 5. The worst are often first—at least at the outset.

Lesson 6. Once you decide to get in, don’t wait for a correction—there’s no telling when it will come

Lesson 7. Pay attention when bears who had it right turn bullish.

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