The You First Blog

Will this Affect my Credit Rating?

September 13, 2011
Financial Planning
Anthony Sabti

The credit rating.  The dreaded credit rating.  Everyone has one, and it plays such an important role in our lives.  If you’ve ever applied for a new cell phone, credit card, limit increase, line of credit, bank loan, car financing, or a mortgage, then you most likely had to meet the lender’s credit score requirements… Read More

Avoid Costly TFSA Mistakes!

September 2, 2011
Anthony Sabti

Over the past couple weeks, CRA has mailed 103,000 letters to Canadian taxpayers penalizing them for over-contributing to their Tax-Free Savings Accounts (TFSA).  About 6.7 million Canadians have a TFSA, so this represents around 1.5% of all accounts.  Most of these penalties are the result of innocent mistakes where account holders simply didn’t know or understand the… Read More