The You First Blog

Is it possible to retire early?

July 18, 2012
Odette Morin

When the weather is so nice and there is so much to do outside, we can’t help but thinking about early retirement. Is it possible to retire early? Well, to answer that question, we must first find out how much income we will need at retirement to live comfortably. This is a very personal calculation…. Read More

In my practice, the number one reason why people get into debt is Travel.  Failing to save for vacation is a big problem and booking a trip thinking that you will have the money to pay for it when you come back or over a few months is not a good idea simply because something… Read More

Is organic food too costly?

July 18, 2012
Financial Planning
Odette Morin

Personally, I would not go any other way but it is easy for me to say.  It is only my husband and  me and a 7lb yorkie in our family.  The high cost of organic food may not be a choice at all for a family with growing children.  Or is it?  When budgeting,  someone like me would… Read More

  Vicky Oliver, author of “The Millionaire’s Handbook” researched it and says “That Coach handbag at the outlet is not the same one sold in a department store,” Oliver says. “It’s a completely different calibre of an item. Its full-price cousin is sturdier, has superior stitching and softer leather. The outlet merchandise is less costly,… Read More

If you received your 2012-2013 CRA GST/HST credit notice summarizing upcoming payments for the Federal GST/HST Credit, BC Climate Action Tax Credit, and BC HST Credit, you’ll notice that the final BC HST Credit payment will be made on January 4, 2013.  This is due to the re-introduction of the Provincial Sales Tax on April… Read More