What is my way of budgeting? Well, budgeting is not tracking. I couldn’t care less about tracking. Tracking is only important if you want a clear picture of where the money is going now to address issues if you have any. It is the first step but budgeting goes further that that. Budgeting is the process of allocating where you want the money to go. It gives you the control of where you want to spend your money. It is an intelligent process. I love it! Lots more on the subject later. Make sure to follow.