young coupleBefore making your RRSP contribution, Stop & Think “planning”! If you have a spouse, don’t make that RRSP contribution yet!! Did you make sure you figured it out properly first? You need to direct the contribution to the higher income spouse first, equilize the RRSP plans and direct it to a Spousal RRSP if this is better for planning purposes. There are so many things to consider. Seriously, can you do this on your own?┬áContact us for proper planning.