BMO Annual Valentine’s Day RRSP Study found that Fewer than a third of couples discuss Retirement plans before saying “I Do”. As uncomfortable and unromantic as it may seem at first to discuss finances with your romantic partner, it is necessary to be on the same page about money before getting married or living together. Solution: make an appointment with me and let me do the talking. You may find the process easier and more fun than you thought possible. See yourselves as a team. A team needs to focus on the same goal and have coaching session regularly! Go team Go!!