1. I will spend less than what I earn and not care if my friends spend more than me.
2. I will pay off my bad debts and never go there again.
3. I will maximize my RRSP, RESP and TFSA and reinvest the resulting tax savings.
4. I will read the YOU FIRST blog and Terry’s weekly commentary to stay informed.
5. I will review my goals and meet with Odette and Terry for my annual check-up!