New Resolution

1.  I will spend less than what I earn and not care if my friends spend more than me.

2.  I will pay off my bad debts and never go there again.

3.  I will maximize my RRSP, RESP and TFSA and reinvest the resulting tax savings.

4.  I will read the YOU FIRST blog and Terry’s weekly commentary to stay informed.

5.  I will review my goals and meet with Odette and Terry for my annual check-up!