I read this article this week about ways to waste a valuable tax refund. Here is the link below.
Just remember that a refund is not free money. It is tax you overpaid from your paycheque or other source of income. Don’t fool yourself. It is not a true windfall. If you spend this money on frivolous things, it is wasted.
Consider the balanced approach I always favor to avoid feeling deprived. Be responsible with most of the tax refund and spend a little of it as well. The awesome feeling of doing the right thing for your future and rewarding yourself a little is priceless!
Here is the link to “10 ways to waste your tax refund”