Dear client,

It is with great excitement but also heavy hearts that we announce our retirement.  After 28 years in the industry, we will be retiring full time on June 30, 2017.  The good news is that Anthony Sabti, our valuable employee for 8 years, whom you know, will be our successor and will be acquiring You First Financial.

It was of outmost importance to us to find a suitable replacement to service your account and deliver the same level of thorough financial, tax and investment planning advice that you have been accustomed to.  We had interviewed several potential successors but none compared to Anthony.

Anthony has been with us since 2009.  He expressed an interest in taking over the business early on and has been trained by us for the potential event for 8 years now.  He is the best successor not only because he holds, like us, the Certified Financial Planner designation and all the required investment and insurance licences but more importantly, he is a high integrity individual who clearly shows that he cares about our clients and wants to do what is best for them.  He has been a natural extension of who we are and clearly shares the You First core values.

Anthony has a great analytical mind.  He has been following investment managers, selecting the investments for our fund line up every year, and preparing recommendations on your account for the past 8 years. He has worked closely with myself on financial, tax and retirement planning and tax preparation and research with Terry. He has demonstrated that he is ready and fully capable to take charge. Please note as well however, that we will be providing assistance to Anthony on request for a period of four years to ensure a smooth transition in handling client files.

Not only does Anthony have the credentials and competence to succeed us but he enthusiastically goes above the call of duty in all client relations. In the end, we wanted a professional successor that cared, who we could recommend with trust and confidence.  In fact, we believe in Anthony’s ability so much that he will become our own long-term investment advisor as we will no longer have access to the investment research financial advisors have access to and frankly, we will be too busy enjoying our retirement.

Anthony has vowed to keep You First exactly the same, from the annual review process to the year-end review meetings, right down to the Lindt piece of chocolate!

You First will remain in the same location with the same current staff.  The only change is that you will be meeting with Anthony, assisted by Frank, Sandrine and JoAnne Provost who has recently rejoined the team.

I will very much miss our meetings.  We thank you from the bottom of our hearts for the trust you have put in us in handling your hard earned money. Our success depended on your confidence and we will be forever grateful for that. We are sad but delighted to leave you in such good hands.

We will remain available to meet and speak with you until June 30, 2017.

Kind regards,

Odette & Terry