In my practice, the number one reason why people get into debt is Travel. Failing to save for vacation is a big problem and booking a trip thinking that you will have the money to pay for it when you come back or over a few months is not a good idea simply because something else you have to pay for will be sure come your way.
If you don’t have the money for a trip, you simply can not afford it. Be creative this year instead. There are all kind of ways you can enjoy your vacation or staycation!