In my practice, the number one reason why people get into debt is Travel.  Failing to save for vacation is a big problem and booking a trip thinking that you will have the money to pay for it when you come back or over a few months is not a good idea simply because something else you have to pay for will  be sure come your way. 

If you don’t have the money for a trip, you simply can not afford it. Be creative this year instead.  There are all kind of ways you can enjoy your vacation or staycation! 

Here are a few tips about how to expand your vacation budget