Black Friday can be a dangerous thing for two important reasons.  The first one is that while you may be benefiting from great savings, you may be tempted to overspend.  The best saving is still to avoid buying all together but if it is an item you really need/want, the savings can advantageous.  Just stop for one minute before succumbing to the impulse and ask yourself, do I really need this now, do I really want this now?

The second reason is that many scam artists use Black Friday as the perfect day to phish you personal information. It almost happened to me this morning when I opened a 75% off offer email from Kate Spade, the high end retailer.  Wow 75% seemed amazing but of course, it was too good to be true.  These sites will make you believe that you are getting a great deal and obtain your valuable credit card information that way.  Beware!  Black Friday can be a good but also very bad thing!  Happy responsible shopping!!