I read a lot these days about how unaware, unprepared and even worried Canadians are about retirement. There is no need to be concerned. Knowledge is power. There is lots of professional help out there ready to shed some light on the future and help you effectively plan. Find a good financial planner (like us!) and get a plan made for you. If you save and invest with the professional, the advise is included in the service. If you do not currently get thorough advise with your current adviser, change. You are paying for a service you are not getting. Find someone else you have a natural fit with who will be there for you as needed with every life event.
Here is what you need to do to plan properly and what your adviser should be helping you with. Cash Flow Planning will shed light on the future and alleviate the stress of not knowing what the future hold.
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