What do fine wines have to do with financial planning?  Those of you who know me, know well that I love my wine, but not any kind.  I am actually quite picky with my wine selection.  In fact, I’d rather not have any than have a cheap, tannic, heavy and lifeless wine from a high volume winery.  Don’t get me wrong, there is absolutely nothing wrong with a lower priced wine. You can often find deals in wine too and taste is a very personal choice. However I find, more often than not, that I derive more satisfaction from quality. I’d rather wait and get that exquisite & elegant wine and pay the cost.

Financial Planning is the same.  You can get free advice from the business section of the newspaper, your well meaning neighbour, a friendly bank employee who presses on their products or a not so thorough advisor or, you can get top notch, well researched, properly analysed fine advice. The result will be a clear and solid plan to ensure the stress free lifestyle you want for the many years ahead.

In life, you pay for what you get. Cheap or free is not always the best.  With decisions as important as your financial well being for the next 30+ years, fine advice will sure be the way to enjoy that fine life.

Don’t be afraid to pay for advice. It is the best investment you can make.