Estate planning is an essential element of financial management. A proper estate plan will ensure that your property, finances, and personal wishes are handled in a way that provides for your loved ones while minimizing taxes, legal disputes, and administrative delays. This guide will provide an overview of key estate planning strategies to help you… Read More
The You First Blog
It’s been a nice couple of years since the 2022 market correction. The S&P 500 (one of the US Indexes) bottomed out at 3,585 in October 2022 and sits at 5,684 as of October 3, 2024. Once again, markets have rewarded investors with a long-term mindset and who do not sell their investments in the… Read More
Stock markets have provided healthy returns in the first five months of 2024, reaching new all-time highs led by U.S. and Japanese stocks. U.S. firms have delivered strong earnings, reflecting a resilient economy. Although positive for investors, the pace of these rallies and the rising valuations are cause for caution, and could lead to near-term… Read More
Over the past two years, investors have navigated through both the peaks and the troughs of financial markets. The notable double-digit decline in equities during 2022 was swiftly succeeded by a robust recovery in the concluding months of 2023. The final two months of 2023 saw a positive shift across asset classes, signaling broad market… Read More
The first half of 2023 was defined by contrasting themes. On the recessionary data side, we saw a slowdown in the manufacturing sector, coupled with tighter credit conditions following March’s banking turmoil. On the soft-landing side, the labour market remains strong, with unemployment rates hovering near all-time lows. Inflation has moderated only slightly, despite the… Read More
The Liberal Government released the 2023 Federal Budget on Tuesday. Here are some of the highlights from the announced budget. Personal Tax Measures The Grocery Rebate The Goods and Services Tax Credit (GSTC) helps to offset the impact of the GST on low- and modest-income individuals and families. The GSTC is non-taxable, income-tested, and indexed… Read More