The You First Blog

Bank of Canada signals rate hike earlier than expected The Bank of Canada’s recent announcement was eventful. The BoC announced it was holding the overnight rate at 0.25%; however, BoC Governor Tiff Macklem also said “we will be considering raising interest rates sooner than we previously thought. Interest rates don’t need to be as low… Read More

Please be aware that as of July 1, 2021, our office’s main number is 604-682-1847. Our toll-free number – 1-877-688-2199 – is unchanged at this time. Our previous office number – 604-878-0702 – is no longer in operation. Please let us know if you have any questions about this change.

The effect of central banks and monetary policy on equity and fixed-income (and real estate, and cryptocurrency) markets cannot be understated at the moment.  An average daily market recap will contain terms like Federal Reserve, Quantitative Easing, Stimulus, Tapering, Interest Rates, and Inflation to explain market activity. In this article we breakdown these terms and… Read More

By most definitions, markets are up right now.  A market high isn’t immediate cause to reassess your long-term investment strategy, but it’s a great time to consider your short-term options. If you are thinking about accessing funds from your portfolio in the next three years and you have yet to inform us of this plan,… Read More

You have likely already read Anthony’s article “The role of monetary policy on markets.” The article paints a complicated picture for fixed income. Low yields mean minimal returns and you still face interest rate risk, which will put downward pressure on bond prices. This presents a dilemma for investors who have a fixed income mandate… Read More