The You First Blog

“No winter lasts forever; no spring skips its turn” – Hal Borland Merry Christmas from You First Financial! We have arrived at the final weekly update prior to Christmas 2019. This year has truly flown by! From all of us at You First – Anthony, Sandrine, Joanne, and Frank, we wish you all a Merry… Read More

“The greatest inspiration is the deadline” – Anonymous   2018 RRSP Deadline Has Arrived, Tax Season Looms Another year, another RRSP deadline. After today, all contributions will count toward your 2019 Tax Returns. Tax season is the next big calendar event on the horizon. The 2018 tax deadline for most Canadians is April 30, 2019…. Read More

Markets Enjoy Big Rebound in January What a difference a month makes. As we wrote 3 weeks ago, amid negative media sentiment, markets quietly moved upward from Christmas Eve, and finished January in style. The S&P Toronto Stock Exchange closed on Christmas Eve at 13,780.20. At market close yesterday, the TSX sat at 15,540.60, a… Read More

We feel it is important to periodically review the basic tax-advantaged account structures available to Canadian investors. In this article, we’ll discuss the Registered Retirement Savings Plan (RRSP) and it’s sibling, the Spousal Retirement Savings Plan (SRSP). Who Will Make Best Use of an RRSP? You will benefit from an RRSP if you are working… Read More